Business bank acc. wanted but have ccj's

[DROMENGRO]

Hi
On verge of starting very lucrative business, have all business plans along with numerous customers all willing to sign up to my services immediately, all 12 month contracts, along with huge amounts of job work - all can be 100% verified, majority agreed to be contactable and also willing to vouch, promote me....
Basically i need a business bank account, i do not need credit, loans or finance in any way shape or form - all start up costs are borne by my own savings and investment, i dont even need a cash card - here goes i have a chequered past - not on electoral roll, several CCJ's ( all under dispute ), I dont have a personal bank account or savings account ~ is there any way i could get business bank account? Have been solid employed for 5 years all with tax history and NI payments all to date - i simply need an account to pay into, there is no risk factor at all.
Have seen lots of business bank accounts advertised online, guaranteed acceptance no matter what £75.00 etc etc etc are they for real?? I would consider this as a step on the ladder, to prove the income is going to be substantial with no outlay from anyone but me.....
Any one help please?
DROMENGRO
SWANSEA
UK

[Ian J]

Originally Posted by DROMENGRO

several CCJ's ( all under dispute ),

If you are disputing CCJ's you should apply to have them set aside and have the case reheard which will leave you with a clean credit record.

Is there a family member that will open a seperate bank account that you can operate for your business ?

[DROMENGRO]

Ian
Thanks for reply, think i'll go the family member route, just didnt want to inconvienience them, explanations etc etc
Any info on "buying" business account, can supply web addresses - direct mail only, dont want to advertise any scumbag scam

[Genielle]

I have 2 CCJ's which has been satisified and barclays was the only bank who offered me a business bank account. All you have to do is decide on what accountant software you want and then agree a monthly payment.I chose Quickbooks and I pay £24.61 per month. It's a start for me, until I improve my credit and I could transfer to a more competitive provider.

[DROMENGRO]

Thank you for advise, will check them out........alliance & leicester seem to have really good start up business account - may try a couple of applications first (knowing failed applications all score badly on credit file and only worsen problem) failing all else family to open account for me, again i dont want any credit, no cards, not even a cheque book -- nothing just purely pay in, is this so bad for banks, where is the risk