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Royal Lonon pension -
27-06-2008, 07:02 PM
having been miss-sold a pension by the above company, we were given a guarantee that additional benefits would be matched as if we stayed with the original employer policy, they are now offering to exchange the guarantee for an additonal payment "augmentation" payment which would be paid into our policy. it cannot be paid now as a lump sum.
if we took this offer we would forfeit the previous guarantee
the employer we originally had the pension with went into liquidation and we do not know if this could affect the amount that they would offer
also how would the fluctuations in the stock market affect the offer
they are offering to answer any questions we have but would like some independent advice
also any other questions you think we should ask
or any pros and cons that come immediately to mind
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