I am German, my future husband is Danish, we both live in Scotland (I have been here for 6 and a half years, my fiancee for about 2 now...).
I used to work in the hospitality industry when I was young and crisp (waitress in hotels, but more like doing everything in one small hotel during my 2 years in the Isle of Skye).
For the past four years I have been employed in multilingual call centres, which is better and safer money than waitressing, but I miss the hospitality!
I think I have gained enough experience to try it alone, go self-employed with my own B&B. I know what is involved and still want to do it! And have drafted my husband to be in as well. We both love Scotland, we both love promoting the country to tourists. I love cooking and home-baking and chatting away to people. We can talk to tourists in no less than 6 languages between us. Should we not try to do it?
When working as a waitress I was also quite often sat on a chair by my employer to write out placecards and menus for weddings. When scanning forums to find help to organize my own wedding I found there is a market for that sort of thing - so I am now doing a bit of calligraphy on the side. Not enough yet to register as a small business, but well suited for a little lifeline when running a B&B.
Husband-to-be is in computing and stuff, used to work for PC helplines, is very much into web design, so could add yet another lifeline by offering PC services and web design services in a rural area where we might end up (no decisions made but as my username suggests - I am dreaming of going back to Skye!).
Accounting runs in my family with both my mum and my sister working in that department (although in Germany), so that is catered for as well.
What do you think, should we risk it (provided the bank gives us the money - see my topic in the small business finance forum!)?